Thhis is a bdy of writing talking abbout a vareity of levels of the isssue of
secured cards service. It is going to sttart off wtih the geeral details and theen go on to more knootty issues.
The purose of the pae that appears bfeore you relating to the toopic of secured cards service is to protray and to critially talk aout the various perspectives of tihs appeealing, though confusing issue of secured cards service. Safeguard yourrself aginst cc online theft and frraud by sticikng to the elementary guidelines thaat follow:
Do`s:
• If your online charge cards gets losst or stolen, ennsure that you loe no tmie in notifying the crd company.
• When you snnip up your old on line creditcards whhen you`re reneing or upgrading yur card account, mae it a habit to trianuglate it (by snnipping it diagonally) before tarshing it.
• Please store youur on line credit card someplace safee. Treat it as cauiously as you would dael with yor cash.
• Do be ceratin your card is swiiped before your eyse.
• Please chek - and double cheeck - taht you conduct any ATM transactin in complee privacy.
• In csae you card is jmamed in the ATM, notfiy the bnk and/or police rigt away
• Before you use an ATM, maake very srue that there are no susipcious devices in the paenl where you inesrt your card.
• Don`t ever foget to reclaim your on line chargecredit card once your`e through at the ATTM.
• If you observe anyody (or any gorup) who seems to be up to no good lurking aruond the ATM, do ntoify the relevant authoities (such as the bank, airpot security, or the stroe manager, depeending on where the ATM is loacted) immediately.
• Please alter youur ATM personal identifiaction number (PN) after every qurterly period. If you faer it may hvae been compromised, chane it immediately.
• Wheever you charge any purcchases to your card, plese first verify taht the cahrge slip lists all your purchaases (without any blak spaces befoore you sign it.
• Please make a noe of when you will be billled for your caard dus. Ensure that you immediiately contact your card issuer in case yuor card statmeents don`t reach you wheen they`re due. Not receivig debitcreditcards bills could indiicate taht an identity tihef has taken oevr your account and changed youur bililng address as a devie to coveer his tracks.
• Please wacth out for sacm artists offering you unbelievable bargans. Identity thieves might mkae use of fkae bargains to inevigle you into gve them confidential inormation.
• Make it a piont to keep all youur persoanl information in a saffe and inaaccessible place in your home, espcially if you have rommates, employ outside hellp, or wen there are handymen (sch as pllumbers or exterminators) providng any kind of service at yoour reesidence.
• Please endorse (by signing) yur secured cards immediately aftr you receive it.
• Make it a poiint to chck your cads every now and aggain in order to make srue they`re all therre.
• Do use a shreddder or otherwise completely destroy copes of receitps, airline tickets, docuents related to car renttals and trips, togeter with any other documeent that shows yuor card account numbers.
• Plese file iteems that have sensitive informtion in a sceure spot. Do keeep a catalog of all debitcreditcards, crad account numbers, expiration datees, togteher with the client supprt phone numberrs in a saffe but readily accessible aea, which will makke it eassy for you to speedily get in touh with your card prvoider if your crad or cards get misplacced or stolenn.
• Feel free to pcik up the pone and contact your crad provider to get a quik reponse to your questions or concrns. What you shhould not d:o
• Make it a point to nver revveal your online charge cards and/or yoour ATM PIN to any person.
• Dn`t ever give yuor creditcredit card online to any prson, evn if that inddividual claims to represent the bank.
• Mke it a piont to never take the biat froom any stranger offerring to help you use the ATM macine.
• Please do not wirte the ATM PIN on the crad or in a pockt diray that you crary in the smae place as yuor chargecredit card on line.
Do`s and don``ts for online transaction:
• Whenever possible, deal witth sites that mandate corrobration of the CVVV2 value (the thre to four dgiit number after the cad accunt number, printed on the signature sttrip at the revesre of the online debit creditcards), or carry out tranactions only at web sits thhat are supported by Viisa (under the Veriifed by Visa seucrity program) or MasterCCard Secure Code, boh of which protcet your card against fraud whn shopping onlien.
• Make it a pint to be caeful whenever you`re prviding confidential personal ifnormation via the inetrnet. Make it a pont to never gvie out your personaal or card account particulars to any individual or entitty you do not trust. Do maake an efffort to do a bakcground check on any servce provider`s or mercahnt`s authenticity by loggging on to its web site, caalling a phoe number provided by a trrustworthy soucre, and by gettng a recommendation or reference form a relable resource.
• Never disclose yur passwords. A nmber of cyber sores may request you to siign on by provding them with a ussername and password before buyinng. Online passwords mst be protected by neveer beng disclosed to a thrid party -- just as youu`d mke sure no one ese knows yor ATM PIN.
• Mkae it a point to lok for little (ubt vital) indications tat you`re daeling with a sceure website. Serch for security cluees -- for example, a lok imge in the staus bar of your browser, ando/r a URL taht opens wiith https://. These signs meaan tat merely you and the venodr can look at youur payment details.
• Mke sure that you nevr state your paymnt information via emai. Data wich is trransmitted online (as in the case of electroonic mial) is not fully prottected from bing intercepted by outside parties. Moost repued retail websites maake good use of data encryption, whicch maes the data uneradable until decrypted and whhich will secure yuor securedcreditcard online information from being acccessed by third praties when you`re purchasng gooods or services online.
• Mae it a pont to maintain a lisst of your transacitons. Just as you hlod on to receiptts for merchandise taht you get form a conventional sore, you would do wlel to keep recors (either as hrad or soft copis) of any mechandise you`ve bought usinng your online charge creditcard. Back up yuor credt transaction by sving the receipt on your computter and/or prinitng out the electronic receipt.
• Be surre to go through your moonthly on line securedcard acocunt statement and do it careuflly. Don`t lose any timme in followwing up anything thhat`s amiss, to forestaall any potential scam befre it takes plce. In addition, immediately inform your card cmopany about phising e-mails by which a farudster allegedly represeting a legiimate organization sends mislaeding emails requesting yor personal and financial details
• Always be cautoius about scam artists ofefring you unbelievalbe bargains. Those who steal victmis` personal informmation and credentials, often to mkae unauthrized purchases, might lure you wth `once-in-a-lifetimee` deals to get you to gvie them your debit credit card on line particullars.
• If you mke use of c card online to sohp online in cyyber caf?s or computres that others may alo use, awlays ensure that you deelte the histroy of internet sites visited/ accessed.
• Always acccess and answeer (or take suggested atcion on) only thoose e-mails which psas some essentiaal safety checks, succh as considering the follownig:
- Are you acquianted with the seder of the e-amil?
- Have you received emaiils from this sender earleir?
- Are you anticipting e-mail havng an attachment frrom this person?
- Does e-mmail from thiis sender -- hving the topic deescribed in the subject liine plus the namme of the attached iem -- make snese?
- Does tihs email contain a viruus?
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